Product Designer · UI/UX Specialist

Bella
Ramadhanty Maruf.

Making financial products easier to use.

Product Designer with 3+ years of experience designing fintech and SaaS products from complex requirements to scalable user experiences. I specialize in simplifying financial workflows, building design systems, and designing end-to-end products used by tens of thousands of users.

Bella Ramadhanty Maruf
UI/UX design · Research · Design systems

Selected work

From complex flows
to clear experiences.

GDC Pay E-Wallet interface preview

01 — E-wallet

GDC Pay E-Wallet

End-to-end product design for a mobile e-wallet serving 50,000+ active users. Focused on trust signals, transaction clarity, and onboarding retention — resulting in a 40% improvement in user retention.

Read GDC Pay E-Wallet case study
Ayo Kasbon interface preview

02 — E-wallet

Ayo Kasbon

Employees often need access to emergency funds before payday, while companies need a secure and manageable way to provide salary access without adding operational complexity.

Read Ayo Kasbon case study
QRIS Interactive interface preview

03 — Merchant website

QRIS Interactive

Digital payment service integrating Bank Indonesia's QRIS with automatic transaction tracking, real-time alerts, and business management tools for entrepreneurs.

Read QRIS Interactive case study
Rupay interface preview

04 — Transfer money

Rupay

Rupay is a platform that acts as an intermediary for customer transactions. It requires an internal ecosystem to accurately monitor and manage fund flows, especially because transactions involve multiple roles with distinct responsibilities.

Read Rupay case study

Experience

Where I’ve
contributed.

March 2024 – Present

PT. Ardyanda Digital Inovasi

Full-time UI/UX Designer

Led UI/UX design and research for Adcon, optimizing engagement. Designed end-to-end interfaces for payment gateways (Rupay, DOFU, AMPAY), Akses Digital influencer platform, developed SPA Merchant Aggregator interface, and Ayo Kasbon, an employee financial wellness platform.

Nov 2022 – Feb 2024

PT. GDC Multi Sarana

Full-time UI/UX Designer

Led UI/UX for GDC Pay E-Wallet with 50,000+ users. Designed ArtaKu financial marketplace with complex collateral integration. Developed internal performance monitoring websites and designed Ayo Kasbon mobile app and corporate identity.

May 2022 – Nov 2022

Freelance Designer

UI/UX & Graphic Designer

Delivered custom UI/UX and visual design solutions for personal and corporate clients, focusing on tailored user experiences and brand identities.

April 2022 – July 2022

Interactive Surabaya

Freelance UI/UX Designer

Designed the user flow and prototypes for a QRIS Online project to facilitate cashless transactions for merchants across various sectors.

April 2021 – July 2021

PT DOT Indonesia

UI Designer Intern

Developed mobile prototypes for Roche Indonesia's Tecentriq app. Created dashboard for SMI-Stakeholder Relationship Management and GO SCM fuel monitoring application.

Skills & tools

How I work.

Design

  • UI/UX Design
  • Wireframing
  • Rapid Prototyping
  • Design Systems
  • Information Architecture

Research

  • Usability Testing
  • User Interviews
  • Persona Mapping
  • Competitive Analysis

Tools

  • Figma
  • Adobe XD
  • Adobe Illustrator
  • Photoshop
  • CorelDraw
  • After Effects
  • Chat GPT
  • Framer

Technical

  • Information Systems Architecture
  • ERD Logic
  • PHP
  • CSS

Education

A foundation
in systems.

2017 – 2021

Bachelor of Information Systems

Universitas Dinamika Surabaya

Graduated Cum Laude with a GPA of 3.58 / 4.00. A foundation in information systems architecture, ERD logic, and technical design.

Certifications & recognition

  • UI/UX Design Mastery (Gold)

    Skilvul & DTS Kominfo

    2022
  • UI/UX Design & Research

    Binar Academy

    2022
  • National Finalist: IT Creative Competition

    Udayana Bali

    2021

Contact

Let’s talk about
your next product.